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Credit Scores


abeautifulwoman
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Ok so I'm a little ticked. I checked my credit and score from EQ and it said 589. Ok, that's alright. I always stay on top of my credit and I always pull my CR from EQ because its easier to read. Well I've been seeing everyones credit scores in their signature lines and I also read that I should pull all 3 scores. Well I ordered my report and score from EX and they are saying that I have a score of 512!! Can that be right??? That to me doesn't make any sense. How can it be that much of a difference between the different CRA's?

Somebody, Anybody help me understand that. I swear I don't get this.

*Side note* I must say that I hate trying to read EX CR's. They are TERRIBLE!

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Yes, it can be right. The CRAs usually contain different information from one another, and their scoring models are different, too...so that can cause a huge difference in the scores. You can see my scores in my sig line. BIG differences. My hubby's FICO scores are 681-701-743. The 681 score has 2 wrong accounts listed...the 701 doesn't have the updated credit card balance. So, that's where the differences come from. Once I get everything corrected, his should all be well above 700. SHOULD BE! lol

HTH a little

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