Jump to content

Disputed inquiries w/ Experian, received response from Equif


Recommended Posts

A few weeks ago, I called Experian to dispute inquiries from Discover Card and a CA called Worldzen. Experian put me though to their fraud department, and then a few days later I found out I had fraud alerts on all my credit reports. In todays mail, I received a letter from EQUIFAX, saying that they removed the Discover inquiry, and the Worldzen inquiry is not reporting on my credit file. I was surprised to receive this letter from Equifax, because I never disputed a Worldzen inquiry with them! I guess if one of the CRAs puts a fraud alert on your file, they must share the info you are disputing with all CRAs.

Link to comment
Share on other sites

A few weeks ago, I called Experian to dispute inquiries from Discover Card and a CA called Worldzen. Experian put me though to their fraud department, and then a few days later I found out I had fraud alerts on all my credit reports. In todays mail, I received a letter from EQUIFAX, saying that they removed the Discover inquiry, and the Worldzen inquiry is not reporting on my credit file. I was surprised to receive this letter from Equifax, because I never disputed a Worldzen inquiry with them! I guess if one of the CRAs puts a fraud alert on your file, they must share the info you are disputing with all CRAs.

this occured to me too- i disputed with EX, but i also received a letter from EQ and TR indicating the inquiries don't appera in my repoprt with them-

Link to comment
Share on other sites

I disputed some TL's and asked them to verify being reported correctly. That is when I received the Ex credit file. I didnt get any deletes that way. It kind of has me thinking maybe Equifax doesnt verify with creditors at all. Maybe they just use the info from Experian and say it was verified by creditor..... hmmmm?

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.