chaberek Posted May 7, 2005 Report Share Posted May 7, 2005 Forget privacyguard. Now you can use www.creditmonitoring.citi.comGreat service, gives you 3B scores and credit report on daily basis. Also- great tool- credit analyzer with custom scenarios. Really cool. Link to comment Share on other sites More sharing options...
Tarheel Jack Posted May 7, 2005 Report Share Posted May 7, 2005 Does it have instant activation or do you have to wait? Link to comment Share on other sites More sharing options...
HeartRN Posted May 7, 2005 Report Share Posted May 7, 2005 Does it have all 3 CRs too? Or just one? Link to comment Share on other sites More sharing options...
cled Posted May 8, 2005 Report Share Posted May 8, 2005 Forget privacyguard. Now you can use www.creditmonitoring.citi.comGreat service, gives you 3B scores and credit report on daily basis. Also- great tool- credit analyzer with custom scenarios. Really cool.looks like www.identityguard.com - i just cancelled my service from IG- not updating the report daily- Link to comment Share on other sites More sharing options...
CreditSuperstar Posted May 9, 2005 Report Share Posted May 9, 2005 Chaberik-Those scores don't appear to be FICO scores. Am I missing something or no? Link to comment Share on other sites More sharing options...
chaberek Posted May 9, 2005 Author Report Share Posted May 9, 2005 They claim to have a daily updates.I am not sure if they are FICO scores. Link to comment Share on other sites More sharing options...
flythai834 Posted May 9, 2005 Report Share Posted May 9, 2005 Just signed up for the citi, this is pretty good. Have to work really hard to improve my scores. LOL!! Link to comment Share on other sites More sharing options...
CreditSuperstar Posted May 11, 2005 Report Share Posted May 11, 2005 If they aren't FICO's, they are basically useless. Equifax has Score Alert, which uses FICO's. Otherwise, I just pull from myfico.com and use the 20% discount.FCS Link to comment Share on other sites More sharing options...
blel0906 Posted May 11, 2005 Report Share Posted May 11, 2005 Just signed up for the service...I think its great you can cancel at anytime..Yes you can view all three credit reports...analysis letting you know whats positive and negative, simulator that can be customized and all three credit scores...can be pulled daily and I believe you get e-mail alerts of any new negative info or new accounts...Personally for the price I liked it a lot better than MYFICO....I was a bit disappointed in MYFICO...$50 and got 4 reports then had to pay for additional for by hubby at $14.99 a report...if I want to pull more I have to pay again...also I feel the analyser is much better on Citi...It actually details the accounts used to determine the factors and explains how its factored in and some detail of whats important to the fico score....My Fico is quite vague....simulator can also be customized on Citi....One of the things that disappointed me with My FICO was it did not allow you to run multiple senerios...of say I pay all my bills on time for 6 months....pay off $3000 of my balances and clear up any past due... Link to comment Share on other sites More sharing options...
pinkglass Posted May 11, 2005 Report Share Posted May 11, 2005 i have citi monitoring and i cant pull daily...how do you do it? Link to comment Share on other sites More sharing options...
blel0906 Posted May 11, 2005 Report Share Posted May 11, 2005 I just looked it over and could not find anywhere they said they would pull a new report each day....does say they keep the information current so not sure how it works....only my second day on it...obviously wouldn't change if nothing had been reported....If I figure anything out I will let you know... Link to comment Share on other sites More sharing options...
Fedup4605 Posted May 11, 2005 Report Share Posted May 11, 2005 now this last month I used mycreditkeeper for 9.95/month. you get all three reports and all three scores...and I pulled it once every 24 hrs. I just re-uped...I havent had any problems.. Link to comment Share on other sites More sharing options...
blel0906 Posted June 9, 2005 Report Share Posted June 9, 2005 I was going to cancel the Citi Credit monitoring because I was not getting updated reports thought when I went back and read maybe I misunderstood...what they do is daily updates off of experian....and alert you of any major changes....ie new credit, inq negative posting....I called and you can get your updated report every 30 days from the time you sign up...because my 30 days ends tomorrow I won't be able to download new reports till then...I can refresh the reports every 30 days but thats it...after you sign in it will flash enroll now...thats how you update the reports you are not reenrolling and the lady said it was every 30 days to the day....I signed up on the 10th so my updated reports will be available every month on the 10th... Link to comment Share on other sites More sharing options...
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