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Any violation here?


jeffr
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I'd love to bust Bank of America! We agreed to a settlement amount of 50% of the total amount due, which was $5,218.16. I have proof of the settlement offer that they gave me outlining the terms, along with a signature. Today I receive another bill saying my balance is $5,218.17!!!, and I have 30 days to make a payment!! Can I bust them for anything?

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If you have proof of payment (i.e. a cancelled check) for the amount shown in your settlement offer, you should be OK. I would be careful taking on a giant like BofA, personally. They have the money to hire good lawyers and certainly could outlast you...not to mention, if you're still within the SOL, they can still make your life hell. I can't think of any specific violations off the top of my head...but that doesn't mean there aren't any.

If they persist, send them a copy of the cancelled check and a copy of the settlement offer.

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