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One More Question, Please


mallison47
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I am the one who posted under "I'm in a Tough Situation." Anyway, even though my husband committed suicide and I was not able to collect any insurance money, I did recently collect a small employer life insurance policy. On my Equifax report, the items that are on my report are 2 charge offs and the rest in collections and are from 2001 and before. They consist of an apartment eviction, two credit cards and the rest are medical bills. Everything from 2002 forward (1 car loan, 2 charge cards) have perfect credit history. Since my FICO score is so low (490), I was wondering if I should pay these things off on my credit report or hold on to the money in order to refinance the house down the line? Thanks again for your advice.

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Hi there,

I would suggest that you go to one of the other parts of "Credit Info Center", like the credit repair parts, etc. Those people are experts in those answers.

I am so glad that things are starting to work out for you. Maybe you are special like Job, and when the trials are over, life will be twice as wonderful for you as it was before all of this stupid stuff started happening to you.

Charles

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