verasion Posted May 20, 2005 Report Share Posted May 20, 2005 Hey everyone. I love this board and have learned so much. I hope you can guide me in this situation.I disputed a Chase line with TransUnion in March. It came back as disputed (not verified) and Chase sent me a letter noting the dispute. I was about take the next step to have it completely deleted when, on May 10, I received a collection letter from Singer, Bach & Associates asking me to send them a check or call and negotiate. This is the first contact I have had from this CA. They also say that if they "do not receive prompt payment, we will have to inform their client (Chase?) who may then evaluate their options to collect this debt."This is letter is my first contact with them.Now, aren't they in violation? Contacting me with an item already disputed? Should I DV them? In the body of the letter it says to make out the check to "Singer, Bach & Associates TRUST Account." They're located in Tucson. I checked out their website. It's a shabby little outfit.They do include the "unless you dispute this debt within 30 days" statement in the letter.Is there any way I can use this to my advantage to knock this off my CR?Thanks in advance for your help. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted May 20, 2005 Report Share Posted May 20, 2005 Did you dispute to Chase directly in writing and have the certification from the USPS? That would seal a violation for youYou may want to DV the law firm and tell them that you have previously disputed the debt and you consider their actions in violation of the FDCPA. Tell them you are considering a suit against Chase and them as Chase's agent. cc the AZ AG and the FTC. Link to comment Share on other sites More sharing options...
verasion Posted May 20, 2005 Author Report Share Posted May 20, 2005 Thanks for your response!No, I didn't dispsute to Chase directly. I disputed online to TransUnion. The item still appears as "disputed." Link to comment Share on other sites More sharing options...
Recovering Attorney Posted May 20, 2005 Report Share Posted May 20, 2005 well, save that letter from Chase. But remember, the FDCPA talks about the actions of collectors, not the OC. Some state statuates apply the FDCPA to OCs, though Link to comment Share on other sites More sharing options...
Recommended Posts