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indebtdude

Yet another FICO question

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I have a card with Providian....I keep it at about 10% of the 1150.00 max.

I have noticed that on the Providian Website, they provide me, free of charge,

with my FICO score.

It says that the FICO(with the little copyright symbol) score is provided by Transunion. Right now it's at 619.

I'm trying to decide if I should subscribe to MyFICO or not.

My question is this: Is this a true FICO score or is it one of the FAKO scores I've read about on here.

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Its a FAKO and its also a yet different kind of score...had the same ? as it did not seem to match the scores I got at MYFICO.COM something about a credit card enhanced score...

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