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Here is yet another slimy trick that the CRAs may be using to keep your credit in bondage.

I recently disputed several accounts with equifax (Experian and Transunion may not have caght onto this yet) and when i received the letter stating my results, the letter says, in bold italics "The results of our reinvestigation are as follows:" The only problem is that this was not a reinvestigation, it was the first time that I have ever disputed any items on my report.

So now, by listing my disputes as reinvestigation, the CRA has a 45 day time limit to verify the information.

If tthis has happened to anyone else, I would be more than happy to enter into a class action suit against the CRAs

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