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TransUnion Says I have No Credit History....Next Step???


D2134
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"Based on the informations you provided, we are unable to locate a credit report for you."

WTF?? I included my name and I photo copy of a current utility bill. I did notice they have my address wrong, but they do have my name correct, and I provided my updated address in the letter. If they can post 4 derogatory accounts about me, then can say I have no credit history, how can these clowns claim anything about me at all?

What next? Now I am getting pretty ticked off!

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Try applying for credit for something, anything and if you truely have no credit file then applying for credit should generate one for you. But I think the CRA probobly just made some kind of mistake or maybey they lost your file (whish that could happen to my EX). Good luck..

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No....I have already ORDERED MY CREDIT REPORT from them online! They DO have me on record, just when I mailed them about a dispute suddenly I don't exist. Wouldn't that lie be a violation of the FCRA? Intentional or not, they are full of shi*

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