florianfive Posted May 31, 2005 Report Share Posted May 31, 2005 This is my very 1st post pls forgive. I filed CH 13 on 3/01 and asked court to dismiss, it was never discharged. I had an acct with Alltell in 1998 it was paid in full. When Verizon merged I started to rec bills in 2002. I tried to dispute to no avail I could only get the opening date corrected. Now that the 7yr reporting period is up (8-05) Verizon added this account to the ch 13 to keep it on my credit. What can I do? Link to comment Share on other sites More sharing options...
LadynRed Posted June 2, 2005 Report Share Posted June 2, 2005 Dispute it !! Was this debt included in your dismissed bankruptcy ?? Link to comment Share on other sites More sharing options...
florianfive Posted June 3, 2005 Author Report Share Posted June 3, 2005 No this debt was not included. It was not even listed on my credit until 2002, the account was opened in 8/98. I have disputed it over and over and the only thing that has changed are the opening date and last activity date. I have tried to delete due to obsolete and didn't work either. Link to comment Share on other sites More sharing options...
LadynRed Posted June 6, 2005 Report Share Posted June 6, 2005 Here's where FACTA is on your side. We are now allowed to dispute what is reported directly with the furnisher of information. Sounds to me like its time for a stern letter directly to Verizon and maybe an intent to sue if they don't correct their deliberately erroneous reporting. You can get them for willfull non-compliance and illegal re-aging of the debt. Link to comment Share on other sites More sharing options...
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