kbstitch Posted June 1, 2005 Report Share Posted June 1, 2005 This is my situation:Have 6 months with Ford Motor Credit at 13.9%/5 years. Balance: 14,000. Paying on time. Score Experian 630. I would like to refinance(joint with my wife).I was looking Patelco website and I didn't see any refinancing loan, only New Vehicle, Used Vehicle and Old Vehicle. Which one to use for refinancing?Do you think they will approve me? good rates?Thanks for your help. Link to comment Share on other sites More sharing options...
GreatGadsby Posted June 1, 2005 Report Share Posted June 1, 2005 i think you just apply for a used car loan, and tell them in the notes or comments section that it's to refi.... then if they give you the loan, you use it to pay off the original loan, or maybe they'll do it for you. Link to comment Share on other sites More sharing options...
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