bsgeorge Posted June 1, 2005 Report Share Posted June 1, 2005 Everyone who has My Credit Keeper and Privacy Guard should call and cancel their membership, as they have switched to one-a-month reporting.Be sure to say exactly why you are cancelling your membership ... "because you have changed to once-a-month credit score reporting"I think if they get enough cancellations with the same reason, they will be inclined to return to offering everyday reporting. Link to comment Share on other sites More sharing options...
Rose Posted June 1, 2005 Report Share Posted June 1, 2005 I'm still pulling PG daily....I haven't seen any changes because I just sent out my second round of disputes....Do the changes mean that even though I pull daily it's still the same copy of the report I got yesterday? Or don't you have that option to order when you log in.... Link to comment Share on other sites More sharing options...
workinninetofive Posted June 1, 2005 Report Share Posted June 1, 2005 Rose,You can pull everyday.. but you are getting the same report. You will only get an updated report once a month. It is VERY misleading. Link to comment Share on other sites More sharing options...
luna Posted June 2, 2005 Report Share Posted June 2, 2005 So is MCK just sick of having people pull dailies to remove hard inq?? Was it costing them $$$ -- I'm just curious why they would chance losing the business.... and also wondering if its still worth keeping at all?? Thoughts?? Link to comment Share on other sites More sharing options...
rising_score Posted June 2, 2005 Report Share Posted June 2, 2005 It seems that MCK is still creating soft inquires on the credit reports. I pulled MCK this morning. Then, I went to the Experian site and pulled my report. This is what I found:CIC/TRILEGIANT Address: PO BOX 19729IRVINE CA 92623 Date of Request: 06/02/2005 06/01/2005 05/31/2005 05/29/2005 05/28/2005 05/27/2005 05/26/2005 05/25/2005 05/24/2005 05/23/2005 05/22/2005 05/21/2005 05/20/2005 05/19/2005 05/18/2005 05/17/2005 05/16/2005 05/15/2005 05/14/2005 05/13/2005 05/12/2005 05/11/2005 Those are all the dates of soft inquires from pulling MCK. If it is putting soft inquires on Experian, I am sure it is doing it for EQ & TU as well. Link to comment Share on other sites More sharing options...
jq26 Posted June 2, 2005 Report Share Posted June 2, 2005 Agreed. I pulled another fresh MCK report today and it varied from yesterday's scores. I have not experienced this change in policy as of this morning. Note: b*mpage is still alive and well. The last of 13 recent TU and EQ inquiries disappeared today. Link to comment Share on other sites More sharing options...
rising_score Posted June 2, 2005 Report Share Posted June 2, 2005 Note: b*mpage is still alive and well. The last of 13 recent TU and EQ inquiries disappeared today.Congratulations! Glad to know b*mpage still works! I will keep MCK for the time being. Link to comment Share on other sites More sharing options...
rising_score Posted June 2, 2005 Report Share Posted June 2, 2005 I also just confirmed through Equifax Creditwatch Gold that MCK is still creating soft inquires on my Equifax credit report. MCK shows up as "Q-Space" on my Equifax report.:Q-SPACE 06/02/2005, 06/01/2005, 05/31/2005, 05/30/2005, 05/29/2005, 05/28/2005, 05/27/2005, 05/26/2005, 05/25/2005, 05/24/2005, 05/23/2005, 05/22/2005, 05/21/2005, 05/20/2005, 05/19/2005, 05/18/2005, 05/17/2005, 05/16/2005, 05/15/2005, 05/14/2005, 05/13/2005, 05/12/2005, 05/11/2005, 05/10/2005, 05/09/2005, 05/08/2005, 05/07/2005, 05/06/2005, 05/05/2005, 05/04/2005, 05/03/2005, 05/02/2005, 05/01/2005, 04/30/2005 Link to comment Share on other sites More sharing options...
J_Snow Posted June 2, 2005 Report Share Posted June 2, 2005 I had heard the PG went to the monthly only reports but that MCK had not yet-even though they are both run by the same company... Link to comment Share on other sites More sharing options...
Radio_Guy Posted June 2, 2005 Report Share Posted June 2, 2005 I believe that this was already covered in another thread...http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=31148 Link to comment Share on other sites More sharing options...
Rose Posted June 2, 2005 Report Share Posted June 2, 2005 I just called and cancelled PG. I told the rep why I was cancelling, and told him four times "just cancel the membership" and he continued to argue with me. I guess they are instructed to make it as difficult as possible for you to cancel.... Link to comment Share on other sites More sharing options...
LuuCkyJaa Posted June 2, 2005 Report Share Posted June 2, 2005 You should try cancelling AOL sometime!Regards,James from the Bronx Link to comment Share on other sites More sharing options...
tst888 Posted June 2, 2005 Report Share Posted June 2, 2005 MCK still hasn't made this change as far as I can tell. I pulled this morning and my scores were a couple points different than yesterday so obviously something had been updated. Link to comment Share on other sites More sharing options...
kevmic Posted June 2, 2005 Report Share Posted June 2, 2005 I just signed up for it, to help with bumpage and to see my scores and the system is down and I cant view anything right now. I called and they said the system is down. Should be up in 1 hour to 24 hours. Link to comment Share on other sites More sharing options...
breathing_easier Posted June 2, 2005 Report Share Posted June 2, 2005 MCK still hasn't made this change as far as I can tell.The announcement that MCK has gone to once-a-month updating is on their homepage. Perhaps they are doing the conversion in groups of accounts. However, my MCK homepage has the June 1 announcement on it that they are going the way of PG and offering daily pulls, but only once-a-month updates. Link to comment Share on other sites More sharing options...
boogaloo Posted June 2, 2005 Report Share Posted June 2, 2005 It's true. I saw the announcement on the MCK homepage just now.I was able to pull a new report this morning but now I can't even access that. I get this message:"Invalid Customer Information. Please Contact your Administrator"What gives with these people? Link to comment Share on other sites More sharing options...
rising_score Posted June 2, 2005 Report Share Posted June 2, 2005 As soon as I determine that pulling MCK on a daily basis is not putting soft inquiries on my reports, I will cancel it. I only have 60 softs on my TU report, so I have a ways to go. Link to comment Share on other sites More sharing options...
tst888 Posted June 2, 2005 Report Share Posted June 2, 2005 how many softs does it normally take to start seeing results ? Link to comment Share on other sites More sharing options...
breathing_easier Posted June 2, 2005 Report Share Posted June 2, 2005 how many softs does it normally take to start seeing results ?It varies from person to person. I noticed bumpage after 100 or so pulls, but I only had a few inquries on TU (now I have none ). Link to comment Share on other sites More sharing options...
luna Posted June 3, 2005 Report Share Posted June 3, 2005 sooo good to know. I'm going to keep MCK til I can't do soft pulls anymore as well. Until then its still worth something to me. I did it today and noticed a few more points as well from yesterday. Link to comment Share on other sites More sharing options...
jq26 Posted June 3, 2005 Report Share Posted June 3, 2005 ITS OFFICIAL. Despite my ability to obtain fresh report daily from MCK, my account changed this morning. No longer can I pull a report daily. I guess they chose to stagger the account changes throughout the week so that the cancellation calls wouldn't all hit them in one day. Link to comment Share on other sites More sharing options...
rising_score Posted June 3, 2005 Report Share Posted June 3, 2005 I just called to cancel since I could not pull a fresh report this morning. Luckily, I was never even charged for their service. I have EQ Creditwatch Gold and I know how to pull an updated EX report when I need one.Anyone have any ideas on how to monitor TU reports on a daily basis? Link to comment Share on other sites More sharing options...
tst888 Posted June 3, 2005 Report Share Posted June 3, 2005 I was under the impression from reading here that they were not going to update daily but you could still pull daily at least giving some limited value for bumpage.This morning the link for "request new report" doesn't even exist.I'm cancelling too. Link to comment Share on other sites More sharing options...
tst888 Posted June 3, 2005 Report Share Posted June 3, 2005 how devious of them !!! when you call it goes straight to a recording that says "due to overwhelming demand for our service we are unable to answer your call at this time, please try again later"overwhelming demand ?? or overwhelming amount of angry customers wanting to cancel ? I sent an email but I know they are gonna say I've got to call to cancel. Link to comment Share on other sites More sharing options...
luna Posted June 3, 2005 Report Share Posted June 3, 2005 so they won't even allow us to pull daily -- thats a bunch of b.s. Whats the point of their service now?? Link to comment Share on other sites More sharing options...
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