deeshon09 Posted June 2, 2005 Report Share Posted June 2, 2005 Okay I recently received a judement on credit report. The story: I owed a financial company, they sued at the small claims court (judgement court) in Los Angeles, CA. They serverd me properly with papers and I went to the hearing. The attorney that represented the financial company told me I had 45 days to clear up debt and I could make payments. We came to an agreement on payment dates and the judge signed it. I made the payments on time on the dates that the judge, the attorney, and I settled on. Anyway when my credit report from EXP came because of a previous dispute the judgement was placed on there as well as on my TRU credit report. I was FURIOUS! So I went down to the court showed them the receipts that the debt was paid in full (cash), the clerk told me I really had 30 days to pay up, the attorney lied to me and come to find out the attorney representing the financial company doesn't work there anymore. Does this mean that financial company purposely wanted me to have a judgement on my record or they went about it all wrong? What should I do to get this off my CR if posssible at all? Link to comment Share on other sites More sharing options...
impudence Posted June 3, 2005 Report Share Posted June 3, 2005 What exactly did the judge sign? And what does it say. If you have documentation that says pay by X date and there will be no judgement, and you met the terms you should not have a judgement. Link to comment Share on other sites More sharing options...
deeshon09 Posted June 9, 2005 Author Report Share Posted June 9, 2005 I did meet all the dates. Its the courthouse clerks who told me that I really had 30 days to pay it, not 45 days from what I was told by the attorney who represented the financial company. Do you think this judgement can be deleted? Link to comment Share on other sites More sharing options...
impudence Posted June 10, 2005 Report Share Posted June 10, 2005 The question still is do you have any documentation? Without documentation it is his word aginst yours. With a signed document you may be able to fight. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted June 10, 2005 Report Share Posted June 10, 2005 If it was all oral in front of the judge, get a hold of the court reporter and ask for a transcript. She'll need the date, presiding judge's name and the case number to find it. You will want to bring an order to show cause to have the judgment vacated. The basis of your motion is you and the plaintiff stipulated to payments over a short period of time and that the plaintiff, by agreeing to take the money when you paid it, agreed not to file the judgement so long s you made the payments. Attach all your papers ( complaint, answer, any correspondence and , of course, cancelled checks or receipts). And you ask the court for an order to show casue rather than a regular motion is because the judgement sits on your creedit repport ( don't foget to attach that, too) and it is killing your credit every day it is on there. The papers are an Order for the judge to sign specifying a return date for a hearing and how you should serve the plaintiff, and your affidavit stating the facts. Link to comment Share on other sites More sharing options...
deeshon09 Posted June 12, 2005 Author Report Share Posted June 12, 2005 Thank you so much. I will do that tomorrow morning. Thx again. Link to comment Share on other sites More sharing options...
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