ineedaubrey Posted June 6, 2005 Report Share Posted June 6, 2005 I just got a letter from a CA for a credit card account. I don't have a job and no income. Would they be able to go after my husbands money? His name is not on the account, but he is the sole income provider in our family. Thanks. Link to comment Share on other sites More sharing options...
luna Posted June 6, 2005 Report Share Posted June 6, 2005 That would depend if you are in a community property state -- so what state are you in?? Link to comment Share on other sites More sharing options...
ineedaubrey Posted June 6, 2005 Author Report Share Posted June 6, 2005 We live in NY. We dont own a house or anything. Link to comment Share on other sites More sharing options...
luna Posted June 6, 2005 Report Share Posted June 6, 2005 You'll find more info by doing a search on Community Property but here's what I posted awhile back --The community property states are: Arizona. California. Idaho. Louisiana. Nevada. New Mexico. Texas. Washington. Wisconsin. Link to comment Share on other sites More sharing options...
LadynRed Posted June 6, 2005 Report Share Posted June 6, 2005 The answer is NO, they cannot go after your husband's income if his name was nowhere on the account. NY is NOT a community property state. Link to comment Share on other sites More sharing options...
Slow Eddie Posted June 8, 2005 Report Share Posted June 8, 2005 I live in CA. Are you saying that a CA can go after my assets for debts my wife incurred before we were even married?Eddie Link to comment Share on other sites More sharing options...
luna Posted June 9, 2005 Report Share Posted June 9, 2005 I'm not esp. familar with community property as I live in a state that is not. Your best bet is to do a search.... Link to comment Share on other sites More sharing options...
reno2360 Posted June 9, 2005 Report Share Posted June 9, 2005 I live in California and the answer unfortunately is yes. Don't open joint bank accounts or credit card accounts. If you have a house do not put her name on title. They don't need to know she is now married so make sure she does not apply for credit in her new married name. You would need to do some research yourself but I don't believe a creditor can go after a bank account for instance, that is in your name only just because you are now married. It is the joint bank accounts, home ownership, that kind of thing that draws the spouse's assets into the picture. So keeping things separate for the time being may be a smart idea. Link to comment Share on other sites More sharing options...
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