Need advice regarding initial dispute

[williab55038]

I am in the process of drafting my initial dispute letter to the CRA’s and would like some advise. I would like to dispute the following 9 items. I was wondering if I should dispute all 9 items at once or break them up into 3 groups of 3? What would be the best way about disputing the following items as well? THANKS.

ARS COLLECTN/ XXXX (TUC-Y01SHH001*)

I 06-01 81 N/A 61 Y-9 COLL/P&L 01-05

Hist: 01-05 9 LACT 01-05 APP

Ctgy: COLLECTION Term: REV

CN: 01 ACE SOLID WASTE

ACCT SUBMITTED TO COLLECTION COLL 01-05

CAPITAL 1 BK/ XXXX (EFX-850BB01498*,XPN*,TUC*)

I 12-00 773 0 -0- R-5 DEL 120 01-05 06 04 13 50 01-05

Hist: 01-05 55--5555-555—4321321111 LACT 06-02 APP

Ctgy: CREDIT CARD Term: REV

CREDITOR SETTLED FOR LESS THAN AMOUNT DUE

CREDIT CARD

RELIANCE RECOVERIES/ XXXX (EFX*,XPN-YC2987727*,TUC*)

I 03-02 1031 N/A -0-Y-9 COLL/P&L 05-03 - - - 10

Hist: 05-03 9--------9 LACT 05-03 APP

Ctgy: COLLECTION AGENCY/ATTORNEY Term: REV

CN: MEDICAL PAYMENT DATA

UNPAID

MEDICAL

ACCT SUBMITTED TO COLLECTION COLL 08-02

PAID

CHARGE OFF; PAID CHRG 05-03 PAID 05-03

ACCT SUBMITTED TO COLLECTION; PAID COLL 08-02

FIRSTEL/ XXXX (EFX-901FC02371*)

I 02-96 327 0 CLOSED R-9 COLL/P&L 05-03 05 01 06 32 12-00

Hist: 05-03 9-----------------------CLSD 05-03 APP

Term: REV

ACCT SUBMITTED TO COLLECTION COLL 05-03

CLOSED BY CONSUMER

CHARGE OFF CHRG 05-03

Account Name/Number (Sources) Past due Last

Open High Payment Balance MOP Status Rptd 30 60 90+ MR Dlq

TOPLINE FEDERAL CRD UN/ XXXX (EFX-613FC00449*,XPN*,TUC*)

I 01-96 1000 0 CLOSED C-1 CURRENT 02-04 06 06 00 84 01-01

Hist: 02-04 1-111-11111-111111111111 CLSD 02-04 APP

Term: REV Lmt: 1000

CLOSED BY CONSUMER

PAID - CREDIT LINE CLOSED

PAID

TOPLINE FEDERAL CRD UN/ XXXX (EFX-613FC00449*,XPN*,TUC*)

I 01-01 308 0 CLOSED I-9 COLL/P&L 04-01 00 00 00 3

Hist: 04-01 9-9 CLSD APP

ACCT SUBMITTED TO COLLECTION COLL 04-01

CHARGE OFF; PAID CHRG $308 CHRG 02-01 PAID 04-01

CHARGE OFF CHRG $308 CHRG 02-01

PAID

WELLS FARGO HOME MTG I/ XXXX (EFX-612FM00449*,XPN*,TUC*)

J 03-99 158700 0 CLOSED M-1 CURRENT 03-03 05 02 00 48 06-02

Hist: 03-03 111111111221113321111111 CLSD JNT

FREDDIE MAC ACCT

PAID - CREDIT LINE CLOSED

PAID

CLOSED

WFFINANCIAL/ XXXX (EFX-613FP01575*,XPN*,TUC*)

I 10-02 10080 0

CLOSED I-2 DEL 30 03-03 02 00 00 6 03-03

Hist: 03-03 221111 CLSD APP

Ctgy: CHATTEL

CHATTEL

PAID

CLOSED