BK7 discharged...pull all 3 CR's.....

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We signed up for privacy guard on and looked at all 3 CBs. To my suprise our FAKO scores and were "fair" on two of them and "poor" on one...630, 596, and 585. On the lowest ones, we had some items that were incorrect, mortgage amounts were wrong and some things were listed as "charged off" that were we may have some room to bump the scores a little. We are also gonna write some goodwill letters to have some things taken off like late house payments and some other misc stuff.

I was shocked at the scores being as well as they were, what does everyone else think? We are also looking for some sample goodwill letters if anyone has an example, we are mainly looking to take off the "past 30 days" lates on our mortgage.

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