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In the past two weeks, I've applied for:

1) Citi AA Platinum MasterCard

2) Banana Republic Card

3) Patelco credit card

4) BMW Financial

5) Bank One MGM Mirage VISA

NOT ONE INQUIRY has shown up on my reports. I have a ID victim/fraud alert so I wonder if they are being listed as soft pulls instead of hard?

I have already been approved for the Citi card, Banana Republic and BMW (picking up my new X5 SUV on Friday afternoon!). Patelco said no because I didn't have enough history with large credit lines (give me a break) and Bank One requested ID verification, am sending them copies of documents.

WHAT GIVES? I have CreditExpert, TrueCredit and CreditWatch and not ONE is showing any new inquiry!!

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