slynbrown Posted June 15, 2005 Report Share Posted June 15, 2005 I have read the information about TU "Refuse to Investigate due to 3rd party..." however I didnt get an answer as to what to do if they sent an updated credit report with "previously verified"I recently submitted a second round of disputes to the CRA and I received a new credit report with a cover page of their findings. Transunion said that two of my disputes were PREVIOUSLY VERIFIED which indicated to me that they did not attempt to investigate. I am not sure if I disputed the item twice with the same reason. I would like to know if I put a different reason would the CRA investigate the item are will they send a letter they will not investigate if they feel that I have disputed two many times? This is my second time disputing the item online in 6 months. Does it matter if the dispute was done online or via letter? Link to comment Share on other sites More sharing options...
Methuss Posted June 15, 2005 Report Share Posted June 15, 2005 Did you use the same reason in your newest dispute, or did you add something new? If it is the same reason as before with no new evidence to back it up, then what they did was essentially correct.If you did provide some new information that they have not previously acted upon, then they violated the FCRA by refusing to investigate a new claim.On-line works for some, but it has no verifyable paper-trail that you can use in court if needed. I say always do it in writing by certified mail. It is the only way to truely preserve your rights under the law. Link to comment Share on other sites More sharing options...
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