flythai834 Posted June 17, 2005 Report Share Posted June 17, 2005 i just applied and was approved, does anyone know what the cl is when you first start. i applied for the unsecured card if that helps. thanks. oh and btw, any good experiances or bad experiences with this cc, would like to know?Thanks all!!! Link to comment Share on other sites More sharing options...
Tourniquet416 Posted June 17, 2005 Report Share Posted June 17, 2005 i just applied and was approved, does anyone know what the cl is when you first start. i applied for the unsecured card if that helps. thanks. oh and btw, any good experiances or bad experiences with this cc, would like to know?Thanks all!!! Just about everyone here agrees Orchard is a good start up card. You'll get either $250 or $300 to start. Link to comment Share on other sites More sharing options...
flythai834 Posted June 17, 2005 Author Report Share Posted June 17, 2005 just called up, cause i couldnt wait to find out, lol!!! it is a $300 limit. woohoo.. anyway, as it stands i have 4 good accounts, this will make 5. my question is when i first started my credit repair i applied for first premier (i know people arent too anxious about having this card), some time ago i had also applied for the orchard cc and was declined. (man, i tell you this site has helped me a bunch, all scores in the low 500's, when i first started), anyway after getting denied from orchard i applied for some cc, through the credit card link on this site and was approved for a total visa card. limit is $250, i have to pay down the $250 before I can even start charging anything, i am wondering being that ive only had it since april, should i go ahead and close this account. it just started reporting on all thre cra.Thanks for any and all input. Link to comment Share on other sites More sharing options...
jlouki01 Posted June 18, 2005 Report Share Posted June 18, 2005 I have had 0 problems with Orchard. I like there website and the fact I can make as many pmts a month I want on their site. After about 6-8 months they bumped me from 300- 700..J Link to comment Share on other sites More sharing options...
triton3k Posted June 18, 2005 Report Share Posted June 18, 2005 I applied with Orchard about a week ago for their secured cards and I should be getting one soon. Im in the process of repairing my credit so hopefully this is a great start. Link to comment Share on other sites More sharing options...
flythai834 Posted June 21, 2005 Author Report Share Posted June 21, 2005 thanks for all the responses, good luck with your credit repair triton!!! Link to comment Share on other sites More sharing options...
rmuse00 Posted June 21, 2005 Report Share Posted June 21, 2005 Flythia834,Do you know what report they pulled?I am trying to rebuild but my Equifax that is my best score 620 FAKO has only 1 negative TL from 12/00 and one positive so i would want to apply with those that pull EQ. Link to comment Share on other sites More sharing options...
flythai834 Posted June 24, 2005 Author Report Share Posted June 24, 2005 sorry rmuse, for taking so long to answer, i also sent you a pm. but for everyone who would like to know what cra orchard bank pulled, they pulled experian for me, i live in nyc. Hope that helps you guys out. Link to comment Share on other sites More sharing options...
GreatGadsby Posted June 24, 2005 Report Share Posted June 24, 2005 can u get orchard and household, aren't they really the same? Link to comment Share on other sites More sharing options...
flythai834 Posted June 27, 2005 Author Report Share Posted June 27, 2005 yes, i believe they are the same. i just did a search on google for household bank credit card and it took me to the site where i applied for my orchard card. Link to comment Share on other sites More sharing options...
wdspeedbump Posted June 27, 2005 Report Share Posted June 27, 2005 rmuse..household pulls almost exclusively from equifax in our area..house hold is also gm, corvette and union +.dw got union+ 2000 cl with a low 600's score.hh will probably start at 300, but give cl increases every 6 mos. Link to comment Share on other sites More sharing options...
rmuse00 Posted June 27, 2005 Report Share Posted June 27, 2005 Thanks for the info wdspeedbump Link to comment Share on other sites More sharing options...
loftinm Posted July 13, 2005 Report Share Posted July 13, 2005 yes, you can get household and orchard. in fact, I have one household mastercard and two orchard mastercards. household requires a slightly higher score than orchard, I think. Link to comment Share on other sites More sharing options...
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