RNJ Posted June 18, 2005 Report Share Posted June 18, 2005 After viewing my Credit Report from Experian, there was a Collection Agency on there with a address in Harker Heights TX. I disputed the info with the CRA but it came back as verified. I sent a DV letter to the CA comapny that was provided on my credit report, and it came back as undeliverable and unable to forward. I looked up the CA on the internet and found they had another location in WA, and I could resend my DV letter to that address insted. They told me the location in TX will not accept CMRRR letters because they only handle Collection while the place in WA handles disputes. Can I challenge the info again with the CRA claiming that i DV'd the company on file and it came back as undeliverable, thus its not valid? Please advise..... Thanks Link to comment Share on other sites More sharing options...
codename_fortyseven Posted June 20, 2005 Report Share Posted June 20, 2005 Do a method of verification with the CRA's. I'd be inclined to know how they verified the information with a wrong address and why they are reporting an inaccurate address for the CA. Just do a "How did you verify this" one page letter. The CA is full of it, btw. Once any rep for their company signs the letter, they are notified of a dispute. Link to comment Share on other sites More sharing options...
GreatGadsby Posted June 20, 2005 Report Share Posted June 20, 2005 how is the CA full of it? the letter was delivered by the post office and came back as undeliverable. the CA never got it. Link to comment Share on other sites More sharing options...
divemedic Posted June 20, 2005 Report Share Posted June 20, 2005 Do a method of verification with the CRA's. I'd be inclined to know how they verified the information with a wrong address and why they are reporting an inaccurate address for the CA. That is because they verify electronically, not by mail. Do a corp filing search in TX, and you should be able to get the new address. Link to comment Share on other sites More sharing options...
Methuss Posted June 20, 2005 Report Share Posted June 20, 2005 CAs providing a false (or no) mail-to address is a violation of the FDCPACortez v. TransUnionWegmans Food Markets v. Scrimpsher Link to comment Share on other sites More sharing options...
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