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I called to cancel it since it wasnt giving me anything i didnt already have. They transferred me to a credit specialist and they told me i should wait a while to see what they can offer me, since i havent had the card very long. I agreed.

Now the next thing i get in the mail is a letter that says my interest rate is being increased to 29.45 percent.

Its at a zero balance now but how can that be considered a platinum card.

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Ahhh, you gotta love Chase. King of the rate jackers, they are.

If you don't have an annual fee, sock drawer the damn thing...and then write them to let them know why it is you'll never use their card to buy anything more than toilet paper--because that's all it's worth.

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