hubbys_nightmare Posted June 18, 2005 Report Share Posted June 18, 2005 Disputed HSBC with CRA (Experian) They removed yesterday...back today.Previous:HSBC Bank USA NABuffalo, NYAccount Number: 801....Status: TransferredDate opened: 7/1995Reported since: 11/2001Date of Status:11/2001Last reported:11/2001Now:HSBC NV Address: 1441 SCHILLING PL SALINAS, CA 93901 Account Number: 544.... (Notice chage in acct#) Status: Transferred/Account charged off. Date Opened: 02/2000 (Notice change in date) Date of Status: 11/2001 Reported Since: 02/2001 Last Reported Date:11/2001 Creditor's Statement: Purchased by another lender. Account History: Charge Off as of Feb 2001 to Nov 2001 Link to comment Share on other sites More sharing options...
divemedic Posted June 18, 2005 Report Share Posted June 18, 2005 DOFD should be some time in 2000 Link to comment Share on other sites More sharing options...
lisa1 Posted June 18, 2005 Report Share Posted June 18, 2005 Did you dispute it already? If so, I would dispute with CRA as reporting inaccurate account information such as... and then DV. First - are you within of your states SOL>>>>if so proceed slowly... You can go full force if you know they can't sue you. Link to comment Share on other sites More sharing options...
hubbys_nightmare Posted June 18, 2005 Author Report Share Posted June 18, 2005 It's past SOL.I disputed it with CRA. HSBC removed it Thursday - reinserted it Friday as HSBC NV instead of the original HSBC USA. They sold it to Midland in 11/01.So...how can HSBC USA delete, then HSBC NV reinsert? And how the heck can they claim date opened as 2001 when the original acct was opened in 1995? Link to comment Share on other sites More sharing options...
lisa1 Posted June 18, 2005 Report Share Posted June 18, 2005 Dispute it again and DV Normally I use the nice approach, but this one calls for a pissed off approach. Log violations... Link to comment Share on other sites More sharing options...
hubbys_nightmare Posted June 18, 2005 Author Report Share Posted June 18, 2005 Well, the pissed off approach shouldn't be a problem....coz I AM! Link to comment Share on other sites More sharing options...
lisa1 Posted June 18, 2005 Report Share Posted June 18, 2005 then kick some ... Link to comment Share on other sites More sharing options...
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