sexycreditgirl Posted June 24, 2005 Report Share Posted June 24, 2005 WTF!!!!! I had 2 late pays on a student loan that was only showing on TU and when I disputed it with TU they added it to Experian!!!! It was never on EX!!!! Can they do this? Link to comment Share on other sites More sharing options...
DBMCC Posted June 24, 2005 Report Share Posted June 24, 2005 Ufortunately this happens all the time, at least it happened to me twice recently! However the CRA's are not suppose to "parrot" information. They are suppose to verify information for themselves. It is possible that when you disputed with TU that the OC decided to "update" with all three CRA's. Link to comment Share on other sites More sharing options...
wunderwoman Posted June 24, 2005 Report Share Posted June 24, 2005 Transunion didn't add it to experian, what likely happened was they asked the Student Loan Company to validate the account, and in the process the Student Loan Company updated the account with all bureaus that they report to. It is very possible that this account will also be added to Equifax. Student loan lates are fairly easy to verify, as records are kept very well by the lending agency. You may try to contact your loan company directly to see what they can do. Link to comment Share on other sites More sharing options...
sexycreditgirl Posted June 24, 2005 Author Report Share Posted June 24, 2005 But will this bring down more score in the future? Link to comment Share on other sites More sharing options...
delighted4 Posted June 26, 2005 Report Share Posted June 26, 2005 I had the same situation. I decided to send a goodwill letter to the OC. I haven't received an answer yet. Also, in the future you can also try to send a goodwill letter to planetfeedback.com Link to comment Share on other sites More sharing options...
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