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Verifying information with OCs


lumburg
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Hey everyone, I think I remember reading a process for OCs that was similar to DVing a CA. You can request that they provide your original application, oldrecords, etc etc? If they can't provide that, they must delete the TL, correct?

Thanks again for your help

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I did this with two TL's - haven't heard back yet. I asked for any and all docs pertaining to the account, all payments made by me or on my behalf to them or their agents, and a complete payment history.

Both mine are past the SOL, and they are both at least 7 years and 180 days from the charge-off dates.

I also quoted the FACT Act (where it was applicable to my request) in various parts of my letter.

I should hear something from one of them any day now. I will post as soon as I get a response.

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