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New here-any advice???


jillybird7
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Hi everyone!! I'm new to this site and to many of the DV processses. I recently got all 3 of my reports and I'm ready to begin sending out letters to reapair,remove whatever it takes.My report has 4 SBC phone accounts all in collection-amounts for the same account vary from CA. Should I dispute it based on that? I also have a couple of payday loans and a auto repo on a joint acct w/my mother. Any advice on how to get things started? I've had nothing negative in my report for a little over 2 years but really want to get some of these others taken care of-especially the SBC-I've recently been getting letters from Asset. ANY advice will be greatly appreciated!!!

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As far as any collection accounts go, there can only be two reports of any one account. The first from the OC and the second from the CA. Definately dispute these rogue items and they should get removed. In fact, like the admin said, dispute everything. You might be surprised what can come off with a simple letter.

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