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What is JDB?


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JDB = Junk Debt Buyer. (After the original creditor determines that someone isn't going to pay, they "charge off" the debt, and sell it for pennies on the dollar to someone else. You technically don't owe those people anything, but they'll continue to hassle you for it.)

There's a "Please read before positing" forum at the top of the first page that has all the abbreviations explainded (...don't worry about, nobody reads that first...)

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JDB = Junk Debt Buyer

They buy collection accounts from OCs and other CAs for pennies on the dollar. They are classified as a CA and are bound by the FDCPA.

Here's a link that explains most of the acronyms used on this site and others:

http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=3838

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