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Incomplete credit report/score from myfico.com, any ideas?


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I ordered my TU score from myfico.com. The report came back with only 2 accounts and 1 inquiries on it,and the score is 736 (about 70 pts higher than expected).

I know I had a lot more accounts than that, about 20 all together, last time I pull from myfico, those accounts were all there (and score was 665)- what causes this missing accounts? The only thing I can think of is maybe I have fraud alert on my TU report, but shouldn't that cause me to not able to pull up anything at all?

Has anyone else seen this before? I think I just wasted $13 on something that just came back wrong..

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