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Private Loans -- Which Credit Bureaus are Used??


IvyLeagueLawyer
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Does anyone know what main private loan companies (Access Group, Sallie Mae, Student Loan Corporation, TERI Loan, Key Education Resources, etc.) use to run a credit check on you? The three credit bureaus are Experian, Equifax, and Trans Union.

For some strange reason, I have awful credit with Experian, but fantastic credit with Equifax. Does anyone know a loan company that relies solely on Equifax?

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  • 3 weeks later...

Access Group uses solely Equifax. I am based in Washington State but I had applied with them when I was living in Utah and they have always used Equifax only.

Not sure about the others but now Access Group has no fees and I was surprised how easy is to get the private loans from them.

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