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Ladies and Gentleman,

Can an account history be listed as:

Charge Off as o Feb 2005

120 Days as aof Feb2005

90 Days as of Jan2005

60 Days as of Dec2004

30 Days as of Nov2004

Debt included in Chapter 7 Bankruptcy on Dec 9th, 2004

How should I dispute them, by lates or charge off?

Thank You.

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