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re-aging ? DOLA V. DOLD

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I have a DOLA with a date of 06/98, but the last date of deliqency keeps being re-aged and now shows 10/99....I think it is being re-aged by the CA to keep it on my CR, and they have verified it twice.....there has never been any activity on the account..so I have disputed it twice based on the fact that the DOLA is greater than the supposed date of last deliquency.....I did manage to get it deleted from two CR, but the DOLA drives the 7yr (180days) time it should get deleted off my report ?..

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The FCRA says:

© Running of reporting period.

(1) In general. The 7-year period referred to in paragraphs (4) and (6) ** of subsection (a) shall begin, with respect to any delinquent account that is placed for collection (internally or by referral to a third party, whichever is earlier), charged to profit and loss, or subjected to any similar action, upon the expiration of the 180-day period beginning on the date of the commencement of the delinquency which immediately preceded the collection activity, charge to profit and loss, or similar action.

...so, my gibberish to english translator says, that means it starts on the date on which the account was first considered delinquent. That should be the date on which a payment was due after the DOLA, which should equal DOFD. If it doesn't, then your account is being reaged and you should call them on it.

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