simplysilky Posted July 24, 2005 Report Share Posted July 24, 2005 I hope not! Did anyone with this card experience that? Link to comment Share on other sites More sharing options...
Drewsm0m Posted July 29, 2005 Report Share Posted July 29, 2005 No, they only report as an open account. At least that is my experience. Also they are very easy to work with and you can generally move to unsecured if you make all payments in a timely manner for six months. I have gone over my limit by a few dollars and they didn't charge me over the limit fees like every other credit card would have. They report fairly reguarly and seem to be accurate. Link to comment Share on other sites More sharing options...
Tourniquet416 Posted July 30, 2005 Report Share Posted July 30, 2005 No, they only report as an open account. At least that is my experience. Also they are very easy to work with and you can generally move to unsecured if you make all payments in a timely manner for six months. I have gone over my limit by a few dollars and they didn't charge me over the limit fees like every other credit card would have. They report fairly reguarly and seem to be accurate.How do you change to an unsecured card?And will you lose the credit history if the secured card is closed? Link to comment Share on other sites More sharing options...
Drewsm0m Posted July 30, 2005 Report Share Posted July 30, 2005 have you registered your account online? If so, log in and there is a link to increase your credit link. Click on it and it will take you either to the apply for increase page or give you the customer service number to call to apply. If you have had six months of good payments, they will likely convert you. There are no guaranties, but it worth a shot. Often, if your payments with them are good, they won't re-check your credit. Good luck! Link to comment Share on other sites More sharing options...
Tourniquet416 Posted July 30, 2005 Report Share Posted July 30, 2005 yes, my account is registered online. thanks. Link to comment Share on other sites More sharing options...
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