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tifftwins

How to get rid of a old Judgement that was paid for in 2000

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I have a court jugement that is on my credit report with a date of last activity of Jan 2000. I paid the company the total amount of $255 in Feb 2000. I did a dispute with equifax a couple years ago and found out this shows not paid at the court house. I was told that I should have paid at the court house instead of to the company because they wont report it paid.

The company is no longer in business at the location, but they have another in the same city. Was told that they dont have the files for the old location, but could may be give me something in writing to say this was paid, but not a receipt.

Would this be acceptable enough to give to Equifax to get this removed from my credit report. If this is not acceptable please give advise as to what steps I can take to get this removed. I would not like to wait two more years for the seven year period to run out. I would like to get approved for a loan.

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I got several off by disuting 'not mine'. Took a couple of times but finally got them off. Sounds perfect in your situation.

If they can't find the files and verify them, they have to remove them.

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Hi,

I had tried something similar, Equifax checked the judgement with the court and verified that it did not show I paid, which I have no way of proving I paid now. Since the company is no longer around , do I dispute this by using the original company? Telling Equifax to have the company verify or validate the debt?

Thanks for your help

Tiffany

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I wouldn't go into detail. Just say you never heard of it and it's wrong.

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You need to nip this in the bud. There had to have been a satisfaction of judgment somewhere. Get the copy that you paid it and get int ouch with someone with some powere in that company. They can rescind the judgement or at least show it as satisfied. Go for the whole deletion, though. They have their money, I wouldn't settle for anything less.

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