Fed_Up! Posted July 27, 2005 Report Share Posted July 27, 2005 Aren't CA's supposed to send you a collection letter before they place a collection on your report? Shouldn't they give you the 30 days to reply before they thrash your scores? Link to comment Share on other sites More sharing options...
codename_fortyseven Posted July 27, 2005 Report Share Posted July 27, 2005 There was a thread on this recently. I don't think they can just hang out on your credit report and not send anything. Link to comment Share on other sites More sharing options...
gorillacredit Posted July 28, 2005 Report Share Posted July 28, 2005 RMA just added one to my report in June 2005 without dunning and was already known to have my correct address, and another CA just added one to a different reporting agency in July 2005 without notification.I'm giving them 30 days and then I will notify them of their FCRA violation with ITS. Link to comment Share on other sites More sharing options...
legend Posted July 28, 2005 Report Share Posted July 28, 2005 RMA just added one to my report in June 2005 without dunning and was already known to have my correct address, and another CA just added one to a different reporting agency in July 2005 without notification.I'm giving them 30 days and then I will notify them of their FCRA violation with ITS.They dont care about any violations of any type. They have the money to fight in court and to even lose.I have had multiple CA's JDB's whatever they are calling themselves now days to skirt the laws add things to mine almost on a weekly basis and on a few there are 3 at a time listed lol!!!!I must be marked on the forehead cuz it just keeps getting worse and my debts are 5-7 years old.At least my credit scores changed they are all in the low 400's grrrr........PS: didnt used to be that low till JDBers became a fad! Link to comment Share on other sites More sharing options...
Fed_Up! Posted July 28, 2005 Author Report Share Posted July 28, 2005 FortysevenWhere's the thread? I tried looking for it and couldn't find it. Link to comment Share on other sites More sharing options...
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