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Any Takers?


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i have 4, paid as agreed transferred student loan accounts along with the 4 new account holders tradelines on my cr. my question is although these extra transferred accounts are in good standing, would they be raising my fico or bringing it down?

thanks in advance

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This should answer how new/old/ TLs affect your score:


Also for for starters these posts will clear up your first bunch of newbie questions:

Abbreviations (a lot of them) used in this forum and CR industry:


This one shows the process of removing derogatorys:


This one gives more details of the above flowchart process:


What we've learned:


Should get you started!!

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