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Mobile Home.. Repo or Foreclosure??


mommywads
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Can anyone give me anywhere to look to prove that a mobile home reposession is NOT a foreclosure...

Vanderbilt Mortgage and Financing repo'd our trailer a year ago and it was handled as an installment loan, not a mortgage.. But since they show up as a mortgage company on my credit report, lenders are looking at it as a foreclosure...

However, they did not follow any foreclosure laws because they dont have to "foreclose" because its a mobile home... This is a vicious circle we are in and I need some info to get out of it...

Methuss?????? help here???

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