Can same account be posted multiple times by different CAs?

[skruywabbit]

Hello, I’ve been reading for a few weeks and I applaud you all for the great information you are sharing...

An old medical bill went to collection in January 2004, I sent DV letter to CA (Nationwide) and never heard from them again.

June, 6 months later I get another collection notice, for the same account, from another CA (Attention LLC). I send another DV letter and never hear from them again.

On and off from April this year, I start getting calls from a company called West Asset Management, wanting me to verify my address without telling me what they want. Skeptical of scams I refuse to give out any personal information unless they tell me what the want. They refuse to say so I hang up.

June, I take a look at my free credit report to find all three CAs report this account on my credit file. On EQ there is a TL for each company, all for the same account.

Is this legal? Can the same account be posted multiple times by different CAs?

Is there US Code, Florida Statutes or case law that applies here?

[codename_fortyseven]

US code? FDCPA and FCRA. Dispute the older TL's and they should fall off. If they verify, you have FDCPA and FCRA claims.

We have been discussing the practice of selling disputed debts and the legality of it. myself and I hate CA's think it is illegal and there is an unpublished court ruling that supports it.

I would consider attempts to collect after a DV without validation to be continued collection activity.

[KentWA]

Very simular issue is when a CA not licensed to operate in your state list on your credit report, but never contacts you, will not respond to DV, etc. But has another CA come collecting. This second CA also lists a TL on your CR.

Although I am going after them for verifing without validating and a few other things, I would like a very nice arguement about the practice of double listing that could be backed up with case law. Of course we can not have everything we want.