tycin1 Posted August 3, 2005 Report Share Posted August 3, 2005 I got my 3 credit reports from myfico.com before I found this discussion board. I sent in disputes to all 3 bureaus. My credit reports are a mess! I filed bk in 2001. Many of those accounts still show a balance and appear to be reaged to be more recent than they really are. The accounts that were included in the bk with a balance, I sent a dispute letter identifying those (the letter that Suze Orman steps you through on myfico.com kit). I checked them off as included in bk and telling them that the balance should be zero. I did not send the letters CMRRR or included the bk papers. It has been almost 30 days and I still haven't gotten a response from EQ or EX. TU sent me a letter but it just lists the amount of time items are reported according to FCRA. Nothing about whether they investigated or fixed anything. Should I start over or send another letter asking why they haven't responded? I have since learned many tips from reading this board. If I start over perhaps I could employ some of the helpful tactics I have learned here. By the way, I have started the debt validation process on some CAs for medical collections that are on my report stemming from an ER visit. One is only $15 and another one only $36!! I had no idea I even owed anyone anything on those ER visits! Link to comment Share on other sites More sharing options...
jeninmi Posted August 3, 2005 Report Share Posted August 3, 2005 That letter you got fromTu is a basic letter they send out to almost everyone. It is for information purposes only. You should receive something else when the investigation is complete. Link to comment Share on other sites More sharing options...
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