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Discharged vs Terminated?


Motormouth
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Hello all,

I hope this is an easy question. My husband filed bankruptcy in 1996 with his now ex-wife. He has NO paperwork from it at all so I went on to PACER to see what I could find. It was filed in 1996 Discharged 3 months later, reopened in 1998 (I have no idea why) and Terminated in 2000.

My basic question is when can we get this off of his credit report (it's a Chapter 7 bankruptcy). Is it 7 years from the 2000 date or the 1996 discharge date?

Thanks for any help.

MM

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Its 10 years from the FILING DATE, so the bankruptcy isn't going to come off until late 2006, sorry.

As for why his case was re-opened, you'd have to look at the Docket reports on PACER and also look for Adversary Proceedings, it will tell you why the case was re-opened.

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