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Collecttech put CA on my CR, I need good DV letter..


tmac01
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I have been reading all night on this forum and tonight a company that I have never heard of Colecttech put a CA on my TU CR. They say it is from Brinks Security which I have never had a security system in my life. Also it shows on the CR that it was reported in 3/2005. Okay !! First of all I have never received one stinking thing from this company and don't even know who they are. What should I do ? I figured DV them but I want to say the right things. I am still a newbie but I have been posting on CIC for awhile now so I know a little but have alot to learn. Any help is appreciated :)

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A DV letter does not need to be fancy. Actually, I think copying something off the net that has 2 pages of legal citations and threats to hex their children is counterproductive.

Just say, 1. I saw this on my credit report. 2. I do not recognize you or the original creditor. 3. I dispute the debt in its entirety. 4. I request that you validate the debt.

Or, you can find a sample at www.creditinfocenter.com/forms

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