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Question on CAR REPO!!! Can anybody HELP??????


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Does anybody know when the SOL starts on a car repo???

A. When the car was actually repo'ed????

B. When the car was sold at auction and the deficiency balance applied?

C. The last time I made a payment to the finance company prior to repo?

I Live in PA and SOL on written contracts is 4 years. I'm not sure on the "date of last activity" because I was able to get this deleted from all 3 CRA's.



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DOLA was the date that the last payment was made by you to the creditor on the account.

Sometimes they try the "when the car was sold game" but at that point YOU are not making a payment.

So its the last time YOU paid on the account

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