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Requirements for Dell's in-house card?


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I just moved into my new house and my scores were marginal like 620. Just enough to get me in. And my debt ratio sucked big green donkey [EXPLETIVE DELETED].

But I got approved for a 2k credit line. And at 26 percent interest.

Just like all sub prime revolving credit, if your scores are in the lower 600 range, then you stand a good chance of getting accepted.

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I don't know which CRA they pull from, but I had a score of 589 and got approved for a credit line of $1500k with 25% interest. I knew I was going to pay off the laptop rather quickly, so I only carried the note for four months and then paid it off. They show up on all 3 of my credit reports, if that's any help.

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