boyd1119 Posted October 3, 2005 Report Share Posted October 3, 2005 I have a collection from Arrow Financial Services, says it was from Jan. 2005, I never got a call or letter or aanything and its on my report. Still send a DV even though I am past the 30 days? Is it 30days from when they "aquired" the debt? Link to comment Share on other sites More sharing options...
Christine-NE Posted October 3, 2005 Report Share Posted October 3, 2005 I believe it's technically 30 days from initial contact. But you can really do it anytime, just use the sample letter saying you saw it on your CR. Link to comment Share on other sites More sharing options...
uwackme Posted October 16, 2005 Report Share Posted October 16, 2005 (edited) Its 30 days from when YOU learned of the claim. That would be the day you got your CR and saw the entry. So DV them with C+D even though they haven't actually contacted you.Even the 30 days from when YOU find out isn't totally cast in stone, but they have to V the DV anytime you ask, the 30 day issue really only impacts them stopping all collection activity UNTIL they comply with DV.You seem most interested in the V part....something you can require anytime, and they MUST comply with it.While you are at it, dispute the entry with the CRA, and see the feedback activity by hte CA since you are coming at them in two directions... directly, and backdoor through CRA verification path. Many more opportunities for them to screw up.________Rhode Island Dispensary Edited February 23, 2011 by uwackme Link to comment Share on other sites More sharing options...
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