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Can CA Pull Hard Inquiry?


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I thought that CAs could not pull hard inquiries??? I have a medical collection agency that has pulled a hard inquiry on my credit report. I thought that the FDCPA protected me against them 'dinging' me more than the accounts themselves on my credit report???? any insight would be greatly appreciated. :wink:

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I had JDB's dinging my TU for stuff that's way out of SoL, and not on my reports I would guess. Though Methuss has said you cannot have inquiries removed.

It's almost like the CA's purposely "ding" you to see if you're there. Sort of like pinging a submarine in the old Navy movies.

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