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2 letters for 1 account


sizax
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Over the past month or so, I have recieved 2 collection notices from 2 seperate CAs for the same account. Only 1 of the CA shows up on my credit report (so far) One of the collections agencies is offering a better Pay off amount. Neither one of these I plan to pay unless I can get a PFD. Either way I think the SOL ends next year. Your thoughts?

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Really, thats what im talking about. Which one could I sue and for what cause. Ive read how everyone can sue for many different reasons, but ive never understood the concept (i know that statement makes me sound incredibly dumb)

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Im In California (Sacramento). the 2 creditors are Island National Group (which just showed up on my credit report after what looks like a name change) and Pallino Receivables (which is not on my credit report yet) both are for a Fingerhut account.

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Let me guess.... Sears right? Nope, finger hut..... Well looks like they have adopted the Sears - double attack - system.

Each time you DV one creditor they sick another one on you. I would dispute them both and file a complaint against both with your States AGO.

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