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tryingtodigout: You're right. If you settle an account for less than the full amount, it is possible that the creditor will sell the balance to another JDB. In fact, if you're dealing with a CA or JDB to begin with, its even possible that they'll sell the entire original balance.

There is some question as to whether this is legal or not. Unfortuneatly, you have to go to court to sort it all out.

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