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jjclark

Good question.....any answers?

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I went to purchase my credit report from Transunion and noticed that it didn't redirect me to truecredit like it did last time. My score came up 713. Which I was quite happy with, but then in the notes it stated that my credit was fair, not good, and that lenders would probably not give me the best rates with this score. I thought that was weird.

I logged on to my truecredit reports and my score was 693 at that is listed between fair and good and that I could get good rates with this score.

I also noticed that even though Truecredit is through TU they use different score ranges. TU's range is 400-950 and TC is 300-850.

Does anyone know what is going on?

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AFAIK, TrueCredit should be only used to look at your 3-in-1s. Its totally useless, hopeless to monitor scores on it. Mine differ by 30 - 100 points.

And know this, my TU score is lesser than the TC one.

Bottom line is use TC for CRs not scores.

Hope it helps

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I just think its weird that TU would even use TC if they have different scales.

I'll just wait until my disputes are settled with Experian and then use myfico.com and see what it says.

What is the score range at myfico.com?

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