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NEEDING EXPERIENCED ADVICE


SHEEGOG
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AS OF 10/15/05

MY SCORES WERE

EQUIFAX 630 566

EXP 580 556

TRANS 590 561

I HAVE A D/C CHP 7 AS OF 7/05.

I'VE DONE EVERYTHING TO REMOVE DEROGS STILL WORKING ON IT, HOWEVER EVERYTHING THAT WAS INCLUDED IN THE BK STATES SO ON ALL REPORTS. I HAVE 3 CREDIT CARDS ONE WITH THE FOLLOWING:

PREMIER CL 300

HSBC CL 300

TARGET 200

MORTGAGE 281,900 AS OF 11/06/05. NOT REPORTING YET

MY SCORES ARE NOW DOWN. WHY ? AND WHEN WILL I SEE IT GO UP AGAIN

_________________

Credit Bureau

Credit Score Rating

8/3/2005

Equifax 607

Experian 591

TransUnion 567

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