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Credit report - DOLA question


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I pulled all 3 credit reports a few min ago and ALL accounts have Date of last activity as n/a. Wtf? How can they post something without a DOLA that determines how long it is to be legally reported?


Also, can I do the DV thing to get them (original creditors, not the collection companies) to send me all paper work to find out the DOLA? There are 2 that I know should have dropped off but they are still reporting past the 7 year mark. Do I have any legal rights to a DV in Texas this long after the debt? I'm talking starting from 97'.

Also, 2st CR's have my middle name incorrect. Can I say "well that is not my file" if anyone runs my credit?..lmao

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