^KARMAKID^ Posted November 16, 2005 Report Share Posted November 16, 2005 Hi all I am new here but have been lookin in on your great site and great people here that help eachother out.. My problem is I have received my CR from ER and TU(also joined truecredit), and it says I have a bank of america card opened 12/2000 and reported on 11/04 Collection/Chargeoff showing on TU and EQ. I never had a BOA card . Well I live at home with mom (no not in the basement ) I am moving in to my new townhome in 10/06. Anyway my parents are divorced and we get a CA letter from Asset Acceptance LLC in my fathers name (his first name and my middle name are the same) that he has a BOA card bill for$3500.00 or so and it is the same account# as on my CR. So they messed up on our names. What do I do from here? DV to CA? I am lost this is my first step and first long question to you guys , I have alot more Thanks in advance ^KARMAKID^ Link to comment Share on other sites More sharing options...
cavazos007 Posted November 16, 2005 Report Share Posted November 16, 2005 You can dispute with the CRA's first. That should be easy. They should delete it immediatly. Just dispute as NOT MINE. Hope this works! Link to comment Share on other sites More sharing options...
^KARMAKID^ Posted November 16, 2005 Author Report Share Posted November 16, 2005 Thanks cavazos007, any more thought guys Link to comment Share on other sites More sharing options...
get A·non·y·mous Posted November 17, 2005 Report Share Posted November 17, 2005 You were probably included as an authorized user on your dad's BOFA Account. Link to comment Share on other sites More sharing options...
^KARMAKID^ Posted November 17, 2005 Author Report Share Posted November 17, 2005 Thanks get A·non·y·mous, I hope not! If so can they add it to my CR??? Link to comment Share on other sites More sharing options...
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