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Am I worrying too much?


jjclark
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I recently was referred to INB Bank who offer $5000 grant money and under $1k closing costs. They have a few programs for 1st time home buyers and that is more than what I've heard of for any bank.

The woman I spoke with, of course, stated that my husband and I need to apply (which is free) for them to determine which program we are eligible for. I am a little nervous about that because I have worked hard at getting our credit scores up and don't want to have any problems come January when we purchase the house if this doesn't work out with them.

Am I worrying for nothing? Should we go ahead and apply? I have about 9 inquiries dated from April 2005 to Sept 2005 (7 of them jumbled together in May) from our mortgage shopping days.

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